Embedded flex and installment loans
Our speed, integrations, metrics, and support can't be beat. Here's how embedded lending should be done.
$900 million offered through our banking partners to date
Bank-backed, regulated, compliant, competitive terms
95% Approval Rate
Our flexible credit structures allow us to extend offers to >70% of your customer base. Our approval rate reflects our underwriting capabilities – giving your customers a top-notch experience.
85% Renewal Rate
jaris Partners report incredible numbers of customers coming back to them for commercial loans again and again, knowing it's transparent with no hidden fees, periodic interest, or prepayment penalties.
98% Retention Rate
Imagine keeping thousands of your customers away from competitors – simply by offering embedded lending. Our Partners move past transactions to create engaging customer relationships.
jaris keeps the process simple for you and your small business customers
Embedded lending as easy as 1-2-3 (clicks)
Pre-approved commercial loan offers appear to your customers. If approved, they simply choose their desired loan amount and funds deposit within 1-2 business days.
Repayment is handled through a fixed percentage of daily sales or weekly ACH debits until payoff, when they become eligible for new offers.
jaris handles everything – in your brand or ours
What is embedded commercial lending? Our full-service, turnkey solution handles all underwriting, compliance, support, AML/KYC, licensing, and capital markets, along with things you never have to think of.
In short: we do the heavy lifting; your customers get a seamless experience from you. And, we work with any payment processor to make repayment and reconciliation easy for you both.
We ensure your GTM success
Partners report email campaigns with >50% open and >20% click-through rates thanks to our Marketing and Support. We guide you with our best go-to-market, compliance-approved practices to drive engagement, lending volume, and customer happiness (even NPS rates go up thanks to our partnership).
And your customers will appreciate jaris' world-class support: fast, compassionate response by phone, email – even text.
We manage all risk
From KYC / KYB / AML to legal to servicing
Transparent, fixed fees
No hidden fees or prepayment penalty
Seamless integration
Fully automated processes
Privacy and data
We work with any policy
ANGELICA GONZALES | TOUCHED BY ANGEL EVENTS
The application process was extremely easy and the repayment terms were better than any other offer received. The capital loan made a huge impact on my business.
JAYSON WHITESIDE | BARDO AND VANA
We can keep everything in-house and go at our own pace. We can fund the opening of new business with money from our current businesses.
MATT BROMFELD | MATTHEW KENNEY CUISINE
Knowing I can seamlessly handle per-location funding without piles of paperwork, complicated agreements, or hidden fees has made working with our capital provider one of our best decisions.