Enterprise-grade embedded flex loans, installment loans, and loan-to-card products
Our speed, integrations, metrics, and support can't be beat. Here's how embedded commercial loans should be done.
- $750 million offered through our banking partners so far
- Regulated, compliant, competitive products and terms
- jaris manages all risk – from KYC / KYB / AML to legal to servicing
- Transparent, fixed fees – no hidden interest or other charges
- Seamless integration, fully automated processes
95% Approval Rate
Our flexible credit structures allow us to extend offers to >70% of your customer base. Our approval rate reflects our underwriting capabilities – giving your customers a top-notch experience.
85% Renewal Rate
jaris Partners report incredible numbers of customers coming back to them for commercial loans again and again, knowing it's transparent with no hidden fees, periodic interest, or prepayment penalties.
98% Retention Rate
Imagine keeping thousands of your customers away from competitors – simply by offering commercial loans. Our Partners move past transactions to create engaging customer relationships.
jaris keeps the process simple for customers, too
Loans as easy as 1-2-3 (clicks)
Pre-approved commercial loan offers appear to your customers in your brand and your existing dashboard. If approved, they simply choose their desired loan amount via interactive panel and within 1-2 business days funds are deposited – letting them replace equipment, remodel, expand staff, stock inventory, and more.
Repayment is automatic, using a fixed percentage of daily sales. This allows repayment to match cash flow – pay more when sales are strong; less if things slow down.
jaris does it all
What is embedded commercial lending? Our full-service, partner-branded solution handles all underwriting, compliance, support, AML/KYC, licensing, and capital markets.
We do the heavy lifting for you; your customers get a seamless experience from you. And, we work with any payment processor to make repayment and reconciliation easy for you both.
We ensure your program success
We're an extension of your Marketing and Support teams, sharing our best practices to drive engagement, lending volume, and customer happiness. Partners report email campaigns with >50% open and >20% click-through rates.
And customers love jaris' world-class support: fast, compassionate response by phone, email – even text.
|Merchant Cash Advances||Marketplace Lenders||Stripe, Square, Paypal||jaris|
|Bank partnership: Protects borrowers and Partners|
|Processor agnostic: Supports any processor|
|No brokers or middlemen: Better rates and conversion|
|Customizable program: Tailored and branded|
WE MAKE IT EASY TO
Outcompete your peers – and stickify your customer base.