Consent To Receive Electronic Disclosures

In connection with obtaining services through the platform administered by jaris, Inc. (“jaris”, “we”, “us”), you consent to receive and view communications, disclosures, notices, statements, policies, agreements and other communications we are required by law to provide to you or may otherwise provide to you for any product or service you obtain from us (collectively, “Disclosures”) relating to your eligible account on the jaris platform (the “Account”) electronically by any of the following means:

• A text to your mobile phone number which may include a link to a new Disclosure on the jaris website (“Website”);
• To your email (or social media network); or
• Notifications from our web or mobile application (“Application”).

While you may be entering into agreements with jaris as a sole-proprietor merchant, as an authorized individual signing on behalf of your business, and/or as a guarantor of the obligations of your business, your consent covers each capacity in which you may be signing, agreeing or otherwise receiving Disclosures or other communications from jaris or its affiliates. Accordingly, your consent covers all Disclosures relating to any product we offer to you through the website at jaris.io, through our corresponding mobile app and/or in partnership with other companies and remains in effect until you give us notice that you are withdrawing it. Delivery by any of these means will constitute proper notice to you under applicable law.

You acknowledge that Disclosures will include, but may not be limited to, the following:

• The website, mobile app, Privacy Policy, and Terms and Conditions (“Policies and Agreements”)
• Disclosures and/or amendments we may provide you under our Policies and Agreements
• An application or request for jaris to purchase future receipts from you
• The terms, conditions and Disclosures regarding any purchase of future receipts by jaris whether in the form of a Merchant Sales Agreement – Revenue Based Factoring or otherwise through the user interface
• Balance, activity and any other information on your Account
• Periodic statements, receipts, confirmations, authorizations and transaction history for your Account
• Disclosures regarding the resolution of any claimed error on your periodic statements
• Disclosures required or permitted by law or regulation

System Requirements

In order to receive Disclosures, whether by text or email, you need to have a means of printing or storing them. So, in addition to having and email address and phone number you must have the following:

• A computer or mobile device with internet connection;
• A current web browser with cookies enabled;
• Adobe Acrobat Reader or other software solution to open .pdf documents;
• A valid email address that matches your primary email address in your Account profile;
• Sufficient storage space and the ability to store or print the Disclosures; and
• If you use a spam blocker, you must add legal@jaris.io to your email address book or whitelist

By giving your consent you are confirming that you have access to the necessary equipment and are able to receive, open, and print or download a copy of any Disclosure or other communication for your records. We reserve the right to change these System Requirements and will provide you with a Disclosure when we make a material change to the System Requirements.

Federal Law

You acknowledge and agree that your consent is being provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in Global and National Commerce Act, and that you and jaris both intend that the Act apply to the fullest extent possible to validate jaris’s ability to conduct business and communicate with you by electronic means.

Reservation of Rights

We reserve the right to provide you with any Disclosure in writing, rather than electronically, or to withdraw the right to receive Disclosures electronically at any time. You agree to maintain on file with us your current street address and to promptly update your address in the event it changes by updating your Account profile. Although we may waive our fee for delivery of paper Disclosures, we reserve the right to charge the Disclosure Request Fee and to increase this fee a our discretion.

General

You understand and agree that we are responsible for sending the Disclosures to you electronically by email or text to the address in your Account profile or through the Service. We are not responsible for any delay or failure in your receipt of the email or text notices and whether or not you choose to view the Disclosure, subject to your right to revoke your consent to receive Disclosures electronically.