All loans are issued by Blue Ridge Bank, N.A. and serviced by jaris Lending, LLC. The individual owner authorized to act on behalf of the business must be based in the United States with a U.S.-issued taxpayer identification number and at least the age of majority. A valid U.S. bank account is required. The actual fee depends upon payment card processing history, loan amount, and other eligibility factors. Loan eligibility is not guaranteed. All loans are subject to credit approval.